Emergencies and big expenses happen. If you aren’t prepared for them, a personal loan can be a helpful financial tool. You can get a personal loan for almost anything. This versatility is one of their biggest selling points. From consolidating debt to making emergency purchases, we’ll go over all the reasons getting personal loans online can be a lifesaver. Here’s everything you need to know about how to get a personal loan and when to use them. Consolidate Credit Cards Credit card interest can add up quickly. If you need to pay off a high-interest credit card, there are several online options available to help you consolidate. You can use a personal loan to pay off your most expensive credit card and save on interest fees. Paying off more than one credit card allows you to streamline your payments into one. Instead of three different credit card payments, you’ll be free of credit card debt and only making one simple personal loan payment. Payoff a Student Loan Many graduates ...